ACORD 25,
defined.
The ACORD 25 is the standard Certificate of Liability Insurance form used across US insurance agencies. It evidences general liability, automobile, umbrella, and workers compensation coverage to a third party, listing the carriers, policy numbers, limits, and effective dates. It is informational only and does not amend the underlying policies.
What the ACORD 25 shows
The form is maintained by ACORD, the insurance industry standards body, and is recognized by carriers and certificate holders across the country. It includes a certificate holder box that names the party requesting proof of coverage.
Because it is evidence of coverage rather than a contract, the ACORD 25 cannot grant rights beyond what the policy provides.
Common questions
Is the ACORD 25 the same as a certificate of insurance?
The ACORD 25 is the most common form used to issue a certificate of insurance for liability coverage. A certificate of insurance is the general document; the ACORD 25 is the standard form most agencies use to produce it.
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