Declarations page,
defined.
A declarations page, or dec page, is the summary page at the front of an insurance policy. It states who is insured, the property or risk covered, the coverage types and limits, the deductibles, the policy period, and the premium. It is the quickest reference for the key terms of a policy.
How the declarations page is used
The dec page is the go-to reference when issuing a certificate, preparing a renewal, or answering a coverage question, because it gathers the essential terms in one place.
It summarizes the policy but does not replace it; the full policy forms and endorsements govern the actual coverage.
Common questions
What is on a declarations page?
A declarations page lists the named insured, the covered property or risk, the coverage types and limits, the deductibles, the policy period, and the premium. It is the summary of a policy's key terms.
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